6 Ways Truck Accidents Differ from Car Accidents and Key Legal Considerations

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Truck accidents are becoming increasingly common on our roads, and when they occur, they often result in devastating consequences. Unlike typical car accidents, truck accidents present unique legal challenges that can complicate the path to securing fair compensation. Due to the massive size and weight of commercial trucks, victims often face more severe injuries, higher medical costs, and more complex liability issues.

At Johnson, Johnson, Whittle, Lancer, & Staggs (JJWLS), we understand the intricacies of truck accident cases and the critical legal differences that set them apart from car accidents. If you or a loved one has been injured in a truck accident, it’s essential to understand these differences to protect your legal rights and maximize the compensation you deserve.

1. Size and Severity of Accidents

One of the biggest differences between truck accidents and car accidents is the sheer size and severity of the impact. Commercial trucks can weigh up to 80,000 pounds, while the average car weighs just over 4,000 pounds. This massive size disparity often leads to more catastrophic consequences.

Physical Impact

The immense weight and force of a truck colliding with a smaller vehicle can result in devastating damage. Trucks require more time and distance to stop, meaning collisions are often at higher speeds. The sheer force of impact in a truck accident can crush smaller vehicles, causing severe damage to property and increasing the likelihood of fatal injuries.

Common Injuries

Truck accidents often result in more serious injuries than car accidents. Common injuries include traumatic brain injuries, spinal cord injuries, broken bones, internal injuries, and, tragically, wrongful death. Victims of truck accidents frequently face long-term or permanent disability, impacting their quality of life and financial future.

Higher Medical Costs and Damages

Due to the severity of injuries in truck accidents, victims typically face significantly higher medical expenses. This includes surgeries, rehabilitation, long-term care, and lost wages. The greater physical and emotional toll of truck accidents means that claims for damages are often much higher, with settlements or verdicts reflecting the long-term consequences of the accident.

Image is of 3 semi trucks on the side of the road, concept of the differences between truck accidents and car accidents

2. Federal Regulations for Truck Drivers

Truck drivers and trucking companies are subject to strict federal regulations that don’t apply to ordinary drivers. The Federal Motor Carrier Safety Administration (FMCSA) sets guidelines that govern how long truck drivers can operate, how they maintain their vehicles, and the records they must keep.

FMCSA Regulations

The FMCSA regulation mandates specific rules for truck drivers, including hours-of-service limits to prevent driver fatigue and strict vehicle maintenance standards. Drivers are required to take mandatory rest breaks after a set number of driving hours, and failure to adhere to these rules can play a significant role in determining liability in a truck accident case.

Driver Fatigue Laws

Truck drivers are required to follow federal regulations regarding rest periods. Fatigue is a common cause of truck accidents, and if a driver was overworked or did not follow required rest breaks, this could establish negligence on the part of the driver or the trucking company.

Record Keeping

Federal regulations require truck drivers to maintain detailed logs of their driving hours, rest periods, and vehicle inspections. Additionally, trucks are equipped with “black box” data recorders that store critical information about the vehicle’s speed, braking, and other key factors at the time of the crash. Accessing this information is crucial in truck accident investigations to prove fault and negligence.

3. Liability in Truck Accidents

Liability in truck accident cases is often more complex than in car accidents because multiple parties can be involved.

Multiple Parties Involved

Unlike car accidents, where liability typically rests with one or two drivers, truck accidents may involve the truck driver, the trucking company, vehicle manufacturers, maintenance providers, and even cargo loaders. Determining who is at fault in a truck accident requires a thorough investigation and an understanding of how each party may have contributed to the crash.

Vicarious Liability

In some cases, trucking companies may be held responsible for the actions of their drivers under the legal concept of vicarious liability. If the driver was operating within the scope of their employment, the trucking company could be liable for damages, especially if the company’s policies or practices contributed to the accident.

Trucking Company Policies

Some trucking companies may push drivers to meet unrealistic delivery schedules, encouraging longer driving hours and increased risk of fatigue. If a trucking company’s policies directly or indirectly contributed to the crash, they could be held accountable for negligence.

4. Insurance in Truck Accident Cases

In truck accident cases, insurance plays a critical role, with commercial policies often carrying much larger coverage limits than typical auto insurance, leading to more complex negotiations and higher stakes.

Larger Insurance Policies

Trucking companies typically carry much larger insurance policies than individual drivers because of the potential for extensive damages in truck accidents. While this means there is often more coverage available for victims, it also means that insurance companies will fiercely defend their policies to avoid large payouts.

Dealing with Commercial Insurance Companies

Negotiating with commercial insurers can be much more complex and challenging than dealing with personal auto insurers. Commercial insurance companies are often aggressive in defending against claims and may try to minimize your compensation by disputing liability or downplaying the extent of your injuries.

5. Investigating a Truck Accident

Investigating a truck accident requires a more thorough approach than standard car accidents, involving crucial evidence like black box data, driver logs, and maintenance records to determine fault.

More Thorough Investigations

Truck accidents often require more extensive investigations than car accidents. This can include gathering evidence such as black box data, driver logs, maintenance records, and even GPS tracking information. All of this data is crucial for determining fault and building a strong case for compensation.

Accident Reconstruction

In some cases, accident reconstruction experts may be needed to piece together the events leading up to the crash. These professionals use scientific methods to determine factors like speed, braking distance, and the angle of impact to establish how the accident occurred.

6. Damages in Truck Accident Cases

Damages in truck accident cases tend to be significantly higher due to the severity of injuries and property damage, often including medical costs, lost wages, pain and suffering, and in some cases, punitive damages.

Higher Compensation Amounts

Because truck accidents tend to result in more severe injuries and damages, victims are often entitled to larger compensation amounts. This includes coverage for medical bills, lost wages, pain and suffering, and the cost of long-term care.

Punitive Damages

In cases where the trucking company or truck driver acted recklessly or egregiously, punitive damages may be awarded to punish the negligent party and deter similar behavior in the future.

Why You Need a Personal Injury Lawyer Specializing in Truck Accidents

Truck accident cases are far more complex than typical car accident cases, and having an experienced lawyer who understands these complexities is critical. At JJWLS, we have extensive knowledge of federal trucking regulations, the various parties involved, and how to navigate the intricate legal landscape surrounding truck accident claims.

By hiring a lawyer who specializes in truck accidents, you significantly increase your chances of receiving the maximum compensation possible. Whether it’s negotiating with large commercial insurers or presenting a case in court, we ensure your legal rights are protected every step of the way.

Image is of an Aiken truck accident lawyer speaking with a client about the truck accident case

Contact Our Trusted and Experienced Aiken Truck Accident Lawyers Today

Accidents involving semi-trucks are significantly more severe and legally complex than typical car accidents, requiring specialized legal knowledge to navigate successfully. If you’ve been injured in a truck accident, understanding the key differences between truck and car accidents is essential to protecting your rights and securing the compensation you deserve.

At Johnson, Johnson, Whittle, Lancer, and Staggs, we have the experience and dedication to help you through every step of the legal process. Contact us today at (803) 649-5338 for a free consultation and let us help you get the justice and compensation you deserve.